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Post by wimblephil on Jun 29, 2014 21:00:54 GMT
Hi all,
I was just wondering, does anyone know how long a transaction should take to go through when paying online with a credit card.
Two weeks ago I bought two weekly travelcards online for my oystercard, paying with my credit card. Both of which have now been used up, but the transaction is still not showing on my Credit Card account. I thought it would be a fairly instant thing!?
I just dont want to forget about it and then end up with a big payment to make at some point because it's taken so long to go through! Is it quite normal, or should I be querying it somewhere!??
Thanks to anyone in advance!
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Post by railtechnician on Jun 30, 2014 7:59:26 GMT
Hi all, I was just wondering, does anyone know how long a transaction should take to go through when paying online with a credit card. Two weeks ago I bought two weekly travelcards online for my oystercard, paying with my credit card. Both of which have now been used up, but the transaction is still not showing on my Credit Card account. I thought it would be a fairly instant thing!? I just dont want to forget about it and then end up with a big payment to make at some point because it's taken so long to go through! Is it quite normal, or should I be querying it somewhere!?? Thanks to anyone in advance! In which case you can avoid the issue by paying your credit card bill now! There are no excuses for being unknowingly in debt on a credit card, all transactions are wilfully made or agreed to. |
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Post by wimblephil on Jun 30, 2014 11:59:09 GMT
To be honest, I feel quite offended by your comment there, which I think to be of a rather rude, conceited and presumtuous nature.
The management of my finances is not the issue in question here; I was simply asking if anybody was aware of how long a credit transaction may/should take to process. If you do not know, then you need not answer.
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Deleted
Deleted Member
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Post by Deleted on Jun 30, 2014 16:03:47 GMT
Haha railtech you have been owned mate  Wimblephil not really an answer but speak to your card issuer and see if the money is still being held and awaiting collection from TFL? If it is you might want to phone TFL customer services (0343 222 1234) and enquire with them why it has not been collected? Not the definitive answer you wanted but I hope it helps. |
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Post by railtechnician on Jun 30, 2014 16:45:07 GMT
To be honest, I feel quite offended by your comment there, which I think to be of a rather rude, conceited and presumtuous nature. The management of my finances is not the issue in question here; I was simply asking if anybody was aware of how long a credit transaction may/should take to process. If you do not know, then you need not answer. For the record there is nothing offensive in my comment, either expressed or implied. I have long been in the habit of paying my credit card bills before they are issued. To me a credit card is simply a convenient tool enabling me to go shopping without carrying a bag full of cash. I stand by my words which are perfectly applicable to your expressed predicament and I take exception to your remarks. You may live in a politically correct world where you enjoy playing the victim, be that as it may I do not subscribe to such claptrap and I look forward to your apology at your earliest convenience. |
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Post by railtechnician on Jun 30, 2014 16:49:30 GMT
Haha railtech you have been owned mate Wimblephil not really an answer but speak to your card issuer and see if the money is still being held and awaiting collection from TFL? If it is you might want to phone TFL customer services (0343 222 1234) and enquire with them why it has not been collected? Not the definitive answer you wanted but I hope it helps. I'm not sure what you mean but NOBODY owns me, I am my own man and my helpful advice was given in good faith. |
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Deleted
Deleted Member
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Post by Deleted on Jun 30, 2014 16:57:23 GMT
Own, in internet slang, means defeat/beat, usually with a quite emphatic meaning, implying a complete overrunning of your opponent or vastly superior performance. For example, a 1-0 victory in a game of football isn't really 'owning,' whereas 5-0 would be.
Now, in the words of rincew1nd, I think it might be nice if we all played nicely.
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Post by Tomcakes on Jun 30, 2014 17:24:19 GMT
MOD COMMENT : Handbags down, please!
wimblephil - there is a protracted period in which transactions may appear, although they should instantly come off your "available" balance as the money is, in effect, "ring-fenced" for TfL instantly. I believe that they have something like 6 months to request the money. However, in practice, it is usually much sooner.
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Post by wimblephil on Jun 30, 2014 17:34:52 GMT
To be honest, I feel quite offended by your comment there, which I think to be of a rather rude, conceited and presumtuous nature. The management of my finances is not the issue in question here; I was simply asking if anybody was aware of how long a credit transaction may/should take to process. If you do not know, then you need not answer. For the record there is nothing offensive in my comment, either expressed or implied. I have long been in the habit of paying my credit card bills before they are issued. To me a credit card is simply a convenient tool enabling me to go shopping without carrying a bag full of cash. I stand by my words which are perfectly applicable to your expressed predicament and I take exception to your remarks. You may live in a politically correct world where you enjoy playing the victim, be that as it may I do not subscribe to such claptrap and I look forward to your apology at your earliest convenience. Ha! I'm not going to continue down this road of insults. You've clearly mis-interpreted my thoughts, I (perhaps wrongly) have taken your response to be a stuck up slam. I've no need to explain my ins and outs, but for the record there is currently no balance left to pay on the card; hence my annoyance that the transaction is yet to go through, as now there will be a bigger balance come next month. |
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Post by wimblephil on Jun 30, 2014 17:37:39 GMT
Thanks to those that have responded concerning my actual query.
Feel free to lock/delete this thread - I see no need for any further back and forths!!
Thanks!
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Rich32
Staff Emeritus
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Post by Rich32 on Jun 30, 2014 18:22:26 GMT
Thanks to those that have responded concerning my actual query. Feel free to lock/delete this thread - I see no need for any further back and forths!! Thanks! |
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